PRIVACY POLICY

Effective Date: 2026/04/07
Responsible Party: Pagora

1. Introduction

This Privacy Policy explains how we collect, use, disclose, and protect your personal information in accordance with the Protection of Personal Information Act (POPIA).

2. Personal Information We Collect

We may collect the following categories of personal information:

3. Lawful Basis for Processing (POPIA Section 11)

We process your personal information because:

4. How We Use Your Information

We use your personal information to:

5. Disclosure of Personal Information

We may share your personal information with:

We will not sell your personal information to third parties.

6. International Transfers

Some of our service providers may operate outside South Africa (e.g., in the EU or US). We will ensure that any cross‑border transfer complies with POPIA by implementing appropriate safeguards, such as binding corporate rules or standard contractual clauses.

7. Data Security

We implement reasonable technical and organisational measures to protect your personal information against loss, unauthorised access, disclosure, alteration, or destruction. However, no internet transmission is completely secure.

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. After account termination, we may retain certain data for legal, tax, or audit purposes for up to 5 years, after which it will be securely deleted.

9. Your Rights Under POPIA

You have the right to:

To exercise these rights, email mishackmay@gmail.com with “POPIA Request” in the subject line. We will respond within a reasonable time (usually 30 days).

10. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyse usage, and for security. You may disable cookies in your browser, but some features may not function properly.

11. Children’s Privacy

Our Service is not directed to individuals under 18. We do not knowingly collect personal information from minors. If you become aware that a child has provided us with personal information, please contact us.

12. Changes to This Policy

We may update this Privacy Policy. Material changes will be notified via email or a prominent notice on the Platform.

13. Contact and Information Officer

For privacy‑related queries or to report a data breach:
Email: mishackmay@gmail.com
(You may designate an Information Officer as required by POPIA.)